January 2015

(Family Features) Santa’s made his list, checked it twice and found out who’s been naughty and nice. For family and friends who found their way on to Santa’s nice list this year, these great holiday gift ideas, ranging from organization to ways to stave off that winter chill to gifts that bring out the magic of the season and last long after the holidays are over, can help earn you a spot on your loved ones’ nice lists for years to come.

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(BPT) - Independientemente de que estés esforzándote por lograr un gran ascenso, tratando de correr más riesgos, o de vencer obstáculos, la autoconfianza es clave para enfrentar tus temores sin rodeo. Las personas que cuentan con autoconfianza no solo tienen una perspectiva personal positiva, sino que, además, creen y se respetan a sí mismas, incluso en tiempos difíciles.

(BPT) - By 2029, more than 76 million baby boomers will be 65 or older, according to <a target="_blank" href="https://www.census.gov/prod/2014pubs/p25-1141.pdf" rel="nofollow">recent Census estimates</a>. While there is great upside to increased longevity, there are also challenges. Inflation, climbing health care expenses and ebbing safety nets are complex dynamics to navigate through an extended retirement.