January 2016

(<a href="http://www.familyfeatures.com">Family Features</a>)  Mortgage insurance is a policy lenders may require you to buy when you take out a home loan. This policy will protect them should you default on payments. Although you must pay the premiums, the insurance policy offers you no protections. If the house were to go into foreclosure, only the lender's interest in the property would be addressed.

Taking the good with the bad, two heartwarming books look at the lives and love of cats and dogs. (NAPS)

(<a href="http://www.familyfeatures.com">Family Features</a>) How many times have you been shopping and seen a great deal on a sheet set with a high thread count? Many companies use thread count to make their sheets more appealing and luxurious, but a bigger number doesn't always mean a good buy. Before you reach into your wallet, there are some truths about thread counts to consider.

(StatePoint) The face of marriage is changing and so are the ways couples are choosing to celebrate the occasion.

For example, more couples who already have children are celebrating not just their union to each other, but their official union as a family, and the number of same sex married couples has doubled since 2012, according to the U.S. Census Bureau.